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Monday Morning Money
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Monday Morning Money
We created Monday Morning Money to give you something to consider as you think about your retirement. We post a new episode every Monday.
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Retirement Be What
You Want It To Be?
Jim began his career in 1986 and Neal in 1996. Together they have helped many clients plan for retirement and the guide them through their journey. Get to know our team.
Frequently Asked Questions
A Fiduciary is someone who puts the interests of others ahead of their own. In the financial industry not everyone is required to act in a fiduciary capacity. Brokerage firms and insurance companies operate with a best interests standards which might conflict with what is best for their clients. As a Registered Investment Advisory firm, Fleming Watson Financial Advisors is legally bound to place our clients’ interest first, and act in the capacity of a fiduciary. Likewise as a Certified Financial Planner Professional, Neal Watson has committed to placing the interests of his clients ahead of his own.
In the financial services industry, you will find a variety of initials following the names of many advisors. This alphabet soup represents a number of professional designations relating to financial planning, investing and insurance. CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can call themselves a CFP® professional. Neal earned his CFP® designation in 1999.
We believe in being completely transparent about the costs of doing business. We clearly explain the fees charged for the services provided. For investment management services, our fees are based on the assets in our client accounts. But often times, our clients engage us to do only planning work which does not include managing a portfolio. For those clients, we work with them on either an hourly basis or a flat fee basis. (Our fee structure is explained in our disclosure document.) Fleming Watson does not receive any commissions for the sale or recommendation of investment products. We do not receive any benefits or incentives to recommend certain products to our clients.
Absolutely. Technology is awesome, and allows us to do 21st century stuff, like virtual meetings.
We are happy to sit down with you and discuss your situation in general terms. We encourage you to ask questions so you can get to know us. There is no charge for this meeting.
Once you decide you want to do business with us, we will ask for a lot of information. The more details you provide, the better we can help you plan for your future. Here is a list of common items we request:
- Statements from any investment accounts, including retirement plans, IRA’s or other accounts.
- A copy of your tax return.
- A basic budget.
- A list of any debts or other obligations.
- A basic budget
- Basic demographic information for you and your family members (names, dates of birth, etc.)
- Social Security earnings statements (Click here to obtain your earnings record)
- Pension statements
There may be other things we request after we discuss your situation in greater detail.
Our office is located at 512 Third Street in beautiful historic Marietta. We are in a residential section between Washington and Wooster Streets. Our office is not the most accessible place. So we are happy to meet with you in your home or somewhere of your choosing.
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