Videos and Blog

Emergency Fund – Part 1: How to Get Started

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What Happens Next?

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Updating the Asset Allocation Quilt for 2018

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Checking Our Crystal Ball

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Meet Our Team

Fleming Watson

FAQ’s

What Does Fiduciary Mean?

A Fiduciary is someone who puts the interests of others ahead of their own.  In the financial industry not everyone is required to act in a fiduciary capacity.  Brokerage firms and insurance companies operate with a best interests standards which might conflict with what is best for their clients. As a Registered Investment Advisory firm, Fleming Watson Financial Advisors is legally bound to place our clients’ interest first, and act in the capacity of a fiduciary.  Likewise as a Certified Financial Planner Professional, Neal Watson has committed to placing the interests of his clients ahead of his own.

What does CFP® mean?

In the financial services industry, you will find a variety of initials following the names of many advisors.  This alphabet soup represents a number of professional designations relating to financial planning, investing and insurance. CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can call themselves a CFP® professional. Neal earned his CFP® designation in 1999.

How is Fleming Watson Paid?

We believe in being completely transparent about the costs of doing business.  We clearly explain the fees charged for the services provided.  For investment management services, our fees are based on the assets in our client accounts.   But often times, our clients engage us to do only planning work which does not include managing a portfolio.  For those clients, we work with them on either an hourly basis or a flat fee basis.  (Our fee structure is explained in our disclosure document.) Fleming Watson does not receive any commissions for the sale or recommendation of investment products.  We do not receive any benefits or incentives to recommend certain products to our clients.

Is there a charge for the initial meeting?

We are happy to sit down with you and discuss your situation in general terms.  We encourage you to ask questions so you can get to know us.  There is no charge for this meeting.

Where are you Located?

Our office is located at 512 Third Street in beautiful historic Marietta.  We are in a residential section between Washington and Wooster Streets. Our office is not the most accessible place.  So we are happy to meet with you in your home or somewhere of your choosing. We can also do meetings over the phone or through virtual meetings using the technology available today.

What should I bring with me?

Once you decide you want to do business with us, we will ask for a lot of information.  The more details you provide, the better we can help you plan for your future.  Here is a list of common items we request:

  • Statements from any investment accounts, including retirement plans, IRA’s or other accounts.
  • A copy of your tax return.
  • A basic budget.
  • A list of any debts or other obligations.
  • A basic budget
  • Basic demographic information for you and your family members (names, dates of birth, etc.)
  • Social Security earnings statements (Click here to obtain your earnings record)
  • Pension statements

There may be other things we request after we discuss your situation in greater detail.

Stay In Touch…

Email is a Great Way to Stay In Touch

Stay up to date on the latest updates and videos from Neal and Jim.  Simply complete the form to be added to our mailing list.

Subscribe to our mailing list

* indicates required

Already A Client?

Click here to access your accounts and more.

Financial Advisors

Emergency Fund – Part 1: How to Get Started

...
Read More

What Happens Next?

...
Read More

Updating the Asset Allocation Quilt for 2018

...
Read More

Checking Our Crystal Ball

...
Read More

Jim began his career in 1986 and Neal in 1996.  Together they have helped many clients plan for retirement and the guide them through their journey.  Get to know our team.

Frequently Asked Questions

What Does Fiduciary Mean?
A Fiduciary is someone who puts the interests of others ahead of their own.  In the financial industry not everyone is required to act in a fiduciary capacity.  Brokerage firms and insurance companies operate with a best interests standards which might conflict with what is best for their clients. As a Registered Investment Advisory firm, Fleming Watson Financial Advisors is legally bound to place our clients' interest first, and act in the capacity of a fiduciary.  Likewise as a Certified Financial Planner Professional, Neal Watson has committed to placing the interests of his clients ahead of his own.
What does CFP® mean?
In the financial services industry, you will find a variety of initials following the names of many advisors.  This alphabet soup represents a number of professional designations relating to financial planning, investing and insurance. CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can call themselves a CFP® professional. Neal earned his CFP® designation in 1999.
How is Fleming Watson Paid?
We believe in being completely transparent about the costs of doing business.  We clearly explain the fees charged for the services provided.  For investment management services, our fees are based on the assets in our client accounts.   But often times, our clients engage us to do only planning work which does not include managing a portfolio.  For those clients, we work with them on either an hourly basis or a flat fee basis.  (Our fee structure is explained in our disclosure document.) Fleming Watson does not receive any commissions for the sale or recommendation of investment products.  We do not receive any benefits or incentives to recommend certain products to our clients.
Is there a charge for the initial meeting?
We are happy to sit down with you and discuss your situation in general terms.  We encourage you to ask questions so you can get to know us.  There is no charge for this meeting.
What should I bring with me?
Once you decide you want to do business with us, we will ask for a lot of information.  The more details you provide, the better we can help you plan for your future.  Here is a list of common items we request:

  • Statements from any investment accounts, including retirement plans, IRA's or other accounts.
  • A copy of your tax return.
  • A basic budget.
  • A list of any debts or other obligations.
  • A basic budget
  • Basic demographic information for you and your family members (names, dates of birth, etc.)
  • Social Security earnings statements (Click here to obtain your earnings record)
  • Pension statements

There may be other things we request after we discuss your situation in greater detail.

Where are you Located?
Our office is located at 512 Third Street in beautiful historic Marietta.  We are in a residential section between Washington and Wooster Streets. Our office is not the most accessible place.  So we are happy to meet with you in your home or somewhere of your choosing. We can also do meetings over the phone or through virtual meetings using the technology available today.

Stay In Touch…

Email is a Great Way to Stay In Touch

Stay up to date on the latest updates and videos from Neal and Jim.  Simply complete the form to be added to our mailing list.

Subscribe to our mailing list

* indicates required